PUBLIC NOTICE MORTGAGE FORECLOSURE SALE
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2/1/2026
shelbycountyreporter.com
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PUBLIC NOTICE
MORTGAGE FORECLOSURE SALE
Default having being made in the payment of the indebtedness secured by that certain mortgage dated January 15, 2010 executed by Kristy Bell and Wilson E. Bell, Jr. a married couple, in favor of Vanderbilt Mortgage and Finance, Inc., said Mortgage being recorded January 26, 2010, in Inst. #20100126000024880, in the Office of the Judge of Probate of Shelby County, Alabama; having later been assigned to by instrument recorded in , in the Office of the Judge of Probate of Shelby County, Alabama. Said default continues and notice is hereby given that the undersigned, Vanderbilt Mortgage and Finance, Inc., under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash at the main entrance to the County Courthouse, Shelby County, Alabama on 03/06/2026, during the legal hours of sale, the following described real estate situated in Shelby County, Alabama, to-wit:
Begin at the Southeast corner of the NE 1/4 of the NE 1/4 of Section 11, Township 22 South, Range 4 West, and run North 105 feet; thence West 420 feet; thence South 105 feet; thence East 420 feet to point of beginning. Situated in Shelby County, Alabama.
Together with that certain 2010 Clayton mobile home Model: 37RIV32685CH Serial Number CS2011245TNAB
For informational purposes only, the property address is: 4479 Highway 10, Montevallo, AL 35115. Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
THIS PROPERTY WILL BE SOLD ON AN “AS-IS, WHERE-IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESS OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
This sale is made for the purpose of paying the indebtedness secured by mortgage as well as the expenses of foreclosure, including a reasonable attorney’s fees and other purposes set out in said mortgage.
Vanderbilt Mortgage and Finance, Inc.
Paul K. Lavelle, Esq.
Attorney for Mortgagee
Spina, & Lavelle, P.C.
One Perimeter Park South-Suite 400N
Birmingham, Alabama 35243
(205) 298-1800
45-FC-25-01491
Shelby County Reporter:
Feb. 1, 8 and 15, 2026
45-FC-25-01491
MORTGAGE FORECLOSURE SALE
Default having being made in the payment of the indebtedness secured by that certain mortgage dated January 15, 2010 executed by Kristy Bell and Wilson E. Bell, Jr. a married couple, in favor of Vanderbilt Mortgage and Finance, Inc., said Mortgage being recorded January 26, 2010, in Inst. #20100126000024880, in the Office of the Judge of Probate of Shelby County, Alabama; having later been assigned to by instrument recorded in , in the Office of the Judge of Probate of Shelby County, Alabama. Said default continues and notice is hereby given that the undersigned, Vanderbilt Mortgage and Finance, Inc., under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash at the main entrance to the County Courthouse, Shelby County, Alabama on 03/06/2026, during the legal hours of sale, the following described real estate situated in Shelby County, Alabama, to-wit:
Begin at the Southeast corner of the NE 1/4 of the NE 1/4 of Section 11, Township 22 South, Range 4 West, and run North 105 feet; thence West 420 feet; thence South 105 feet; thence East 420 feet to point of beginning. Situated in Shelby County, Alabama.
Together with that certain 2010 Clayton mobile home Model: 37RIV32685CH Serial Number CS2011245TNAB
For informational purposes only, the property address is: 4479 Highway 10, Montevallo, AL 35115. Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.
THIS PROPERTY WILL BE SOLD ON AN “AS-IS, WHERE-IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESS OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
This sale is made for the purpose of paying the indebtedness secured by mortgage as well as the expenses of foreclosure, including a reasonable attorney’s fees and other purposes set out in said mortgage.
Vanderbilt Mortgage and Finance, Inc.
Paul K. Lavelle, Esq.
Attorney for Mortgagee
Spina, & Lavelle, P.C.
One Perimeter Park South-Suite 400N
Birmingham, Alabama 35243
(205) 298-1800
45-FC-25-01491
Shelby County Reporter:
Feb. 1, 8 and 15, 2026
45-FC-25-01491