PUBLIC NOTICE NOTICE OF FORECLOSURE Defa
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4/5/2026
shelbycountyreporter.com
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PUBLIC NOTICE
NOTICE OF FORECLOSURE
Default having been made in the payment of the indebtedness secured by that certain mortgage dated April 27, 2017, executed by GARY T. SMITH, A MARRIED MAN AND TINA SMITH, HIS WIFE, to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, SOLELY AS NOMINEE FOR
QUICKEN LOANS, ITS SUCCESSORS AND ASSIGNS, which mortgage was recorded on May 4, 2017, in Instrument Number 20170504000154170, of the mortgage records in the Office of the Judge of Probate of Shelby County, Alabama and which mortgage was duly transferred and assigned to ROCKET MORTGAGE, LLC, FKA QUICKEN LOANS, LLC, notice is hereby given that pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry, to the highest bidder for cash, in front of the Main Street entrance to the Shelby County Courthouse at Columbiana, Alabama during the legal hours of sale on April 28, 2026, the following described real estate, situated in Shelby County, Alabama, to-wit:
THAT PART OF THE SE 1/4 OF THE NW 1/4 OF SECTION 2, TOWNSHIP 20 SOUTH, RANGE 1 WEST, SHELBY COUNTY, ALABAMA, DESCRIBED AS FOLLOWS: COMMENCE AT THE SOUTHWEST CORNER OF SAID 1/4-1/4 SECTION THENCE PROCEED IN AN EASTERLY DIRECTION ALONG THE SOUTH BOUNDARY OF SAID 1/4-1/4 SECTION FOR A DISTANCE OF 115.38 FEET TO THE POINT OF BEGINNING OF THIS PARCEL, SAID POINT BEING A POINT ON THE EAST RIGHT OF WAY LINE OF SHELBY COUNTY HIGHWAY #47; THENCE PROCEED IN EASTERLY DIRECTION ALONG THE SOUTH BOUNDARY OF SAID 1/4-1/4 SECTION FOR A DISTANCE OF 903.83 FEET TO THE CENTERLINE OF YELLOW LEAF CREEK; THENCE TURN AN ANGLE OF 125 DEGREES 58 MINUTES 51 SECONDS LEFT AND RUN ALONG THE CENTERLINE OF SAID CREEK 52.25 FEET; THENCE TURN AN ANGLE OF 20 DEGREES 28 MINUTES 59 SECONDS RIGHT AND RUN ALONG SAID CREEK 122.00 FEET; THENCE TURN AN ANGLE OF 10 DEGREES 44 MINUTES 48 SECONDS RIGHT AND CONTINUE ALONG SAID CREEK FOR 137.64 FEET; THENCE TURN AN ANGLE OF 22 DEGREES 43 MINUTES 51 SECONDS RIGHT AND CONTINUE ALONG SAID CREEK FOR
80.30 FEET; THENCE TURN AN ANGLE OF 43 DEGREES 27 MINUTES 22 SECONDS AND CONTINUE ALONG SAID CREEK FOR 178.14 FEET; THENCE TURN AN ANGLE OF 128 DEGREES 50 MINUTES 43 SECONDS LEFT AND CONTINUE ALONG SAID CREEK FOR 154.65 FEET; THENCE TURN AN ANGLE OF 17 DEGREES 06 MINUTES 36 SECONDS RIGHT AND CONTINUE ALONG SAID CREEK FOR 87.16 FEET THENCE TURN AN ANGLE OF 02 DEGREES 38 MINUTES 52 SECONDS RIGHT AND CONTINUE ALONG SAID CREEK FOR
86.15 FEET; THENCE TURN AN ANGLE OF 27 DEGREES 05 MINUTES 57 SECONDS LEFT AND PROCEED IN A WESTERLY DIRECTION, LEAVING SAID CREEK, FOR A DISTANCE OF 119.72 FEET TO A POINT; THENCE TURN AN ANGLE OF 43 DEGREES 07 MINUTES RIGHT AND RUN 191.16 FEET TO A POINT; THENCE TURN AN ANGLE OF 07 DEGREES 08 MINUTES LEFT AND RUN 47.40 FEET TO A POINT; THENCE TURN AN ANGLE OF 30 DEGREES 21 MINUTES RIGHT AND RUN 171.35 FEET TO A POINT; THENCE TURN AN ANGLE OF 45 DEGREES 44 MINUTES LEFT AND RUN 62.30 FEET TO A POINT; THENCE TURN AN ANGLE OF 06 DEGREES 25 MINUTES 42 SECONDS RIGHT AND RUN 33.01 FEET TO A POINT, BEING A POINT ON THE WEST BOUNDARY LINE OF SAID 1/4-1/4 SECTION; THENCE TURN AN ANGLE OF 86 DEGREES 02 MINUTES 40 SECONDS LEFT AND PROCEED IN A SOUTHERLY DIRECTION ALONG SAID WEST BOUNDARY LINE OF SAID 1/4-1/4 SECTION FOR A DISTANCE OF 341.84 FEET TO A POINT, BEING A POINT ON THE EAST RIGHT OF WAY LINE OF SHELBY COUNTY HIGHWAY #47; THENCE TURN AN ANGLE OF 11 DEGREES 26
MINUTES 56 SECONDS TO THE LEFT AND PROCEED ALONG SAID RIGHT OF WAY LINE FOR A DISTANCE OF 581.20 FEET TO THE POINT OF BEGINNING, LESS AND EXCEPT MINERAL AND MINING RIGHTS AS RESERVED IN DEED DATED FEBRUARY 20, 1915 AND RECORDED IN DEED BOOK 50, AT PAGE 265, IN THE OFFICE OF THE JUDGE OF PROBATE OF SHELBY COUNTY, ALABAMA.
SAID PARCEL CONTAINS 16.77 ACRES, ACCORDING TO SURVEY DATED THE 25TH DAY OF SEPTEMBER, 1985 BY JOHN GARY RAY, REGISTERED LAND SURVEYOR #12295.
This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the County where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to condition, title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. The successful bidder must tender full funds at the conclusion of the sale in the form of a certified check made payable or endorsed to Padgett Law Group. No personal checks will be accepted. To this end you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded. Padgett Law Group reserves the right to award the bid to the next highest bidders should the highest bidder fail to timely tender the total amount due.
Rocket Mortgage, LLC f/k/a Quicken Loans, LLC f/k/a Quicken Loans Inc.
PADGETT LAW GROUP
6267 Old Water Oak Road,
Ste. 203
Tallahassee, FL 32312
Shelby County Reporter :
Apr. 5, 12 and 19, 2026
26-002998^4953
NOTICE OF FORECLOSURE
Default having been made in the payment of the indebtedness secured by that certain mortgage dated April 27, 2017, executed by GARY T. SMITH, A MARRIED MAN AND TINA SMITH, HIS WIFE, to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, SOLELY AS NOMINEE FOR
QUICKEN LOANS, ITS SUCCESSORS AND ASSIGNS, which mortgage was recorded on May 4, 2017, in Instrument Number 20170504000154170, of the mortgage records in the Office of the Judge of Probate of Shelby County, Alabama and which mortgage was duly transferred and assigned to ROCKET MORTGAGE, LLC, FKA QUICKEN LOANS, LLC, notice is hereby given that pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry, to the highest bidder for cash, in front of the Main Street entrance to the Shelby County Courthouse at Columbiana, Alabama during the legal hours of sale on April 28, 2026, the following described real estate, situated in Shelby County, Alabama, to-wit:
THAT PART OF THE SE 1/4 OF THE NW 1/4 OF SECTION 2, TOWNSHIP 20 SOUTH, RANGE 1 WEST, SHELBY COUNTY, ALABAMA, DESCRIBED AS FOLLOWS: COMMENCE AT THE SOUTHWEST CORNER OF SAID 1/4-1/4 SECTION THENCE PROCEED IN AN EASTERLY DIRECTION ALONG THE SOUTH BOUNDARY OF SAID 1/4-1/4 SECTION FOR A DISTANCE OF 115.38 FEET TO THE POINT OF BEGINNING OF THIS PARCEL, SAID POINT BEING A POINT ON THE EAST RIGHT OF WAY LINE OF SHELBY COUNTY HIGHWAY #47; THENCE PROCEED IN EASTERLY DIRECTION ALONG THE SOUTH BOUNDARY OF SAID 1/4-1/4 SECTION FOR A DISTANCE OF 903.83 FEET TO THE CENTERLINE OF YELLOW LEAF CREEK; THENCE TURN AN ANGLE OF 125 DEGREES 58 MINUTES 51 SECONDS LEFT AND RUN ALONG THE CENTERLINE OF SAID CREEK 52.25 FEET; THENCE TURN AN ANGLE OF 20 DEGREES 28 MINUTES 59 SECONDS RIGHT AND RUN ALONG SAID CREEK 122.00 FEET; THENCE TURN AN ANGLE OF 10 DEGREES 44 MINUTES 48 SECONDS RIGHT AND CONTINUE ALONG SAID CREEK FOR 137.64 FEET; THENCE TURN AN ANGLE OF 22 DEGREES 43 MINUTES 51 SECONDS RIGHT AND CONTINUE ALONG SAID CREEK FOR
80.30 FEET; THENCE TURN AN ANGLE OF 43 DEGREES 27 MINUTES 22 SECONDS AND CONTINUE ALONG SAID CREEK FOR 178.14 FEET; THENCE TURN AN ANGLE OF 128 DEGREES 50 MINUTES 43 SECONDS LEFT AND CONTINUE ALONG SAID CREEK FOR 154.65 FEET; THENCE TURN AN ANGLE OF 17 DEGREES 06 MINUTES 36 SECONDS RIGHT AND CONTINUE ALONG SAID CREEK FOR 87.16 FEET THENCE TURN AN ANGLE OF 02 DEGREES 38 MINUTES 52 SECONDS RIGHT AND CONTINUE ALONG SAID CREEK FOR
86.15 FEET; THENCE TURN AN ANGLE OF 27 DEGREES 05 MINUTES 57 SECONDS LEFT AND PROCEED IN A WESTERLY DIRECTION, LEAVING SAID CREEK, FOR A DISTANCE OF 119.72 FEET TO A POINT; THENCE TURN AN ANGLE OF 43 DEGREES 07 MINUTES RIGHT AND RUN 191.16 FEET TO A POINT; THENCE TURN AN ANGLE OF 07 DEGREES 08 MINUTES LEFT AND RUN 47.40 FEET TO A POINT; THENCE TURN AN ANGLE OF 30 DEGREES 21 MINUTES RIGHT AND RUN 171.35 FEET TO A POINT; THENCE TURN AN ANGLE OF 45 DEGREES 44 MINUTES LEFT AND RUN 62.30 FEET TO A POINT; THENCE TURN AN ANGLE OF 06 DEGREES 25 MINUTES 42 SECONDS RIGHT AND RUN 33.01 FEET TO A POINT, BEING A POINT ON THE WEST BOUNDARY LINE OF SAID 1/4-1/4 SECTION; THENCE TURN AN ANGLE OF 86 DEGREES 02 MINUTES 40 SECONDS LEFT AND PROCEED IN A SOUTHERLY DIRECTION ALONG SAID WEST BOUNDARY LINE OF SAID 1/4-1/4 SECTION FOR A DISTANCE OF 341.84 FEET TO A POINT, BEING A POINT ON THE EAST RIGHT OF WAY LINE OF SHELBY COUNTY HIGHWAY #47; THENCE TURN AN ANGLE OF 11 DEGREES 26
MINUTES 56 SECONDS TO THE LEFT AND PROCEED ALONG SAID RIGHT OF WAY LINE FOR A DISTANCE OF 581.20 FEET TO THE POINT OF BEGINNING, LESS AND EXCEPT MINERAL AND MINING RIGHTS AS RESERVED IN DEED DATED FEBRUARY 20, 1915 AND RECORDED IN DEED BOOK 50, AT PAGE 265, IN THE OFFICE OF THE JUDGE OF PROBATE OF SHELBY COUNTY, ALABAMA.
SAID PARCEL CONTAINS 16.77 ACRES, ACCORDING TO SURVEY DATED THE 25TH DAY OF SEPTEMBER, 1985 BY JOHN GARY RAY, REGISTERED LAND SURVEYOR #12295.
This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the County where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to condition, title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. The successful bidder must tender full funds at the conclusion of the sale in the form of a certified check made payable or endorsed to Padgett Law Group. No personal checks will be accepted. To this end you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded. Padgett Law Group reserves the right to award the bid to the next highest bidders should the highest bidder fail to timely tender the total amount due.
Rocket Mortgage, LLC f/k/a Quicken Loans, LLC f/k/a Quicken Loans Inc.
PADGETT LAW GROUP
6267 Old Water Oak Road,
Ste. 203
Tallahassee, FL 32312
Shelby County Reporter :
Apr. 5, 12 and 19, 2026
26-002998^4953