PUBLIC NOTICE MORTGAGE FORECLOSURE SALE
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8/9/2026
shelbycountyreporter.com
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PUBLIC NOTICE
MORTGAGE FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Patricia A. Papalardo, a single woman, originally in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Citadel Servicing Corporation, its successors and assigns, on October 18, 2018, said mortgage recorded in the Office of the Judge of Probate of Shelby County, Alabama, in Instrument Number 20181019000371660; the undersigned Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee of the MFA 2020-NQM2 Trust, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Columbiana, Shelby County, Alabama, on September 18, 2026, during the legal hours of sale, all of its rights, title, and interest in and to the following described real estate, situated in Shelby County, Alabama, to-wit: A parcel of land lying in the SE 1 /4 of the SW 1 /4 of Section 13, Township 20 South, Range 3 West, Shelby County, Alabama, being more particularly described as follows: A tract of land situated in Section 13, Township 20 South, Range 3 West, Shelby County, Alabama, being more particularly described as follows; Commence at the Southwest corner of said Section 13; thence run in an Easterly direction along the South line of said Section 13 for a distance of 1674.19 feet to a point; thence turn an angle to the left of 65 degrees 01 minutes 56 seconds and run in a Northeasterly direction for a distance of 133.85 feet to an iron pin set at the point of beginning; thence continue along last stated course for a distance of 155.44 feet to an iron pin set; thence turn an angle to the left of 5 degrees 06 minutes 29 seconds and run in a Northeasterly direction for a distance of 130.06 feet to an iron pin set; thence turn an angle to the left of 3 degrees 19 minutes 18 seconds and run in a Northeasterly direction for a distance of 100.29 feet to an iron pin set; thence turn an angle to the right of 7 degrees 19 minutes 57 seconds and run in a Northeasterly direction for a distance of 79.62 feet to an iron pin set; thence turn an angle to the right of 6 degrees 11 minutes 00 seconds and run in a Northeasterly direction for a distance of 82.07 feet to an iron pin set on the South right of way line of Plantation Pipe Line; thence turn an angle to the left of 114 degrees 53 minutes 36 seconds and run in a Westerly direction along the South line of said Plantation Pipe Line for a distance of 170.89 feet to an iron pin set; thence turn an angle to the left of 74 degrees 25 minutes 15 seconds and run in a Southwesterly direction for a distance of 554.82 feet to an iron pin set; thence turn an angle to the left of 110 degrees 50 minutes 16 seconds and run in an Easterly direction for a distance of 155.00 feet to the point of beginning. Also a 20 foot nonexclusive easement for ingress, egress and utilities with centerline being more particularly described as follows: Commence at the Southwest corner of said Section 13: thence run in an Easterly direction along the South line of said Section 13 for a distance of 1674.19 feet to a point; thence turn an angle to the left of 65 degrees 01 minutes 56 seconds and run in a Northeasterly direction for a distance of 133.85 feet to an iron pin set; thence turn an angle to the left of 115 degrees 03 minutes 57 seconds and run in a Westerly direction for a distance of 155.00 feet to an iron pin set; thence turn an angle to the right of 110 degrees 50 minutes 16 seconds and run in a Northeasterly direction for a distance of 554.82 feet to an iron pin set on the South right of way line of Plantation Pipe Line; thence turn an angle to the right of 74 degrees 25 minutes 15 seconds and run in an Easterly direction along the South line of said Plantation Pipe Line for a distance of 27.05 feet to a point on the centerline of an existing asphalt drive, said point being the point of beginning of an easement lying 10 feet either side of the following described centerline; thence turn an angle to the left of 79 degrees 47 minutes 05 seconds and run in a Northeasterly direction for a distance of 25.85 feet to a point; thence turn an angle to the right of 1 degree 31 minutes 37 seconds and run in a Northeasterly direction for a distance of 196.64 feet to a point; thence turn an angle to the left of 5 degrees 35 minutes 15 seconds and run in a Northeasterly direction of 44.25 feet to a point; thence turn an angle to the left of 37 degree 09 minutes 46 seconds and run in a Northwesterly direction for a distance of 23.47 feet; thence turn an angle to the left of 51 degrees 49 minutes 15 seconds and run in a Northwesterly direction for a distance of 20.99 feet to a point; thence turn an angle to the left of 43 degrees 24 minutes 35 seconds and run in a Southwesterly direction for a distance of 31.30 feet to a point; thence turn an angle to the left of 10 degrees 44 minutes 33 seconds and run in a Southwesterly direction for a distance of 228.80 feet to the centerline of Martin Street and the end of said easement. Being situated in Shelby County, Alabama.. Property street address for informational purposes: 1200 Martin Street , Pelham, AL 35124. THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender certified funds in the amount of the winning bid made payable to Tiffany & Bosco, P.A. at the time and place of the sale. The sale will be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) final confirmation with the Mortgagee/Transferee, and if applicable, (3) collection of purchaser information needed to comply with the reporting requirements under the Financial Crimes Enforcement Network’s Residential Real Estate Reporting Rule (31 C.F.R. Part 1031) and reimbursement of any fees and expenses incurred as a result of the collection of such information. The Mortgagee/Transferee and Tiffany & Bosco, P.A shall not be liable for any damages whatsoever. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the bid amount. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee of the MFA 2020-NQM2 Trust, (“Transferee”) Tiffany & Bosco, P.A., 2501 20th Place South, Suite 300, Homewood, AL 35223 www.tblaw.com TB File Number: 26-12532-SC-AL
Shelby County Reporter:
Aug. 9, 16 and 23, 2026
26-12532-SC-AL
MORTGAGE FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Patricia A. Papalardo, a single woman, originally in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Citadel Servicing Corporation, its successors and assigns, on October 18, 2018, said mortgage recorded in the Office of the Judge of Probate of Shelby County, Alabama, in Instrument Number 20181019000371660; the undersigned Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee of the MFA 2020-NQM2 Trust, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Columbiana, Shelby County, Alabama, on September 18, 2026, during the legal hours of sale, all of its rights, title, and interest in and to the following described real estate, situated in Shelby County, Alabama, to-wit: A parcel of land lying in the SE 1 /4 of the SW 1 /4 of Section 13, Township 20 South, Range 3 West, Shelby County, Alabama, being more particularly described as follows: A tract of land situated in Section 13, Township 20 South, Range 3 West, Shelby County, Alabama, being more particularly described as follows; Commence at the Southwest corner of said Section 13; thence run in an Easterly direction along the South line of said Section 13 for a distance of 1674.19 feet to a point; thence turn an angle to the left of 65 degrees 01 minutes 56 seconds and run in a Northeasterly direction for a distance of 133.85 feet to an iron pin set at the point of beginning; thence continue along last stated course for a distance of 155.44 feet to an iron pin set; thence turn an angle to the left of 5 degrees 06 minutes 29 seconds and run in a Northeasterly direction for a distance of 130.06 feet to an iron pin set; thence turn an angle to the left of 3 degrees 19 minutes 18 seconds and run in a Northeasterly direction for a distance of 100.29 feet to an iron pin set; thence turn an angle to the right of 7 degrees 19 minutes 57 seconds and run in a Northeasterly direction for a distance of 79.62 feet to an iron pin set; thence turn an angle to the right of 6 degrees 11 minutes 00 seconds and run in a Northeasterly direction for a distance of 82.07 feet to an iron pin set on the South right of way line of Plantation Pipe Line; thence turn an angle to the left of 114 degrees 53 minutes 36 seconds and run in a Westerly direction along the South line of said Plantation Pipe Line for a distance of 170.89 feet to an iron pin set; thence turn an angle to the left of 74 degrees 25 minutes 15 seconds and run in a Southwesterly direction for a distance of 554.82 feet to an iron pin set; thence turn an angle to the left of 110 degrees 50 minutes 16 seconds and run in an Easterly direction for a distance of 155.00 feet to the point of beginning. Also a 20 foot nonexclusive easement for ingress, egress and utilities with centerline being more particularly described as follows: Commence at the Southwest corner of said Section 13: thence run in an Easterly direction along the South line of said Section 13 for a distance of 1674.19 feet to a point; thence turn an angle to the left of 65 degrees 01 minutes 56 seconds and run in a Northeasterly direction for a distance of 133.85 feet to an iron pin set; thence turn an angle to the left of 115 degrees 03 minutes 57 seconds and run in a Westerly direction for a distance of 155.00 feet to an iron pin set; thence turn an angle to the right of 110 degrees 50 minutes 16 seconds and run in a Northeasterly direction for a distance of 554.82 feet to an iron pin set on the South right of way line of Plantation Pipe Line; thence turn an angle to the right of 74 degrees 25 minutes 15 seconds and run in an Easterly direction along the South line of said Plantation Pipe Line for a distance of 27.05 feet to a point on the centerline of an existing asphalt drive, said point being the point of beginning of an easement lying 10 feet either side of the following described centerline; thence turn an angle to the left of 79 degrees 47 minutes 05 seconds and run in a Northeasterly direction for a distance of 25.85 feet to a point; thence turn an angle to the right of 1 degree 31 minutes 37 seconds and run in a Northeasterly direction for a distance of 196.64 feet to a point; thence turn an angle to the left of 5 degrees 35 minutes 15 seconds and run in a Northeasterly direction of 44.25 feet to a point; thence turn an angle to the left of 37 degree 09 minutes 46 seconds and run in a Northwesterly direction for a distance of 23.47 feet; thence turn an angle to the left of 51 degrees 49 minutes 15 seconds and run in a Northwesterly direction for a distance of 20.99 feet to a point; thence turn an angle to the left of 43 degrees 24 minutes 35 seconds and run in a Southwesterly direction for a distance of 31.30 feet to a point; thence turn an angle to the left of 10 degrees 44 minutes 33 seconds and run in a Southwesterly direction for a distance of 228.80 feet to the centerline of Martin Street and the end of said easement. Being situated in Shelby County, Alabama.. Property street address for informational purposes: 1200 Martin Street , Pelham, AL 35124. THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender certified funds in the amount of the winning bid made payable to Tiffany & Bosco, P.A. at the time and place of the sale. The sale will be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) final confirmation with the Mortgagee/Transferee, and if applicable, (3) collection of purchaser information needed to comply with the reporting requirements under the Financial Crimes Enforcement Network’s Residential Real Estate Reporting Rule (31 C.F.R. Part 1031) and reimbursement of any fees and expenses incurred as a result of the collection of such information. The Mortgagee/Transferee and Tiffany & Bosco, P.A shall not be liable for any damages whatsoever. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the bid amount. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee of the MFA 2020-NQM2 Trust, (“Transferee”) Tiffany & Bosco, P.A., 2501 20th Place South, Suite 300, Homewood, AL 35223 www.tblaw.com TB File Number: 26-12532-SC-AL
Shelby County Reporter:
Aug. 9, 16 and 23, 2026
26-12532-SC-AL