PUBLIC NOTICE
NOTICE OF FORECLOSURE
Default having been made in the payment of the indebtedness secured by that certain mortgage dated August 28, 2025, executed by Simon Shterensis, married, to Mortgage Electronic Registration Systems, Inc., as nominee for Verus Residential LoanCo, LLC, its successors and assigns, which mortgage was recorded on September 3, 2025, in Instrument Number 20250903000270910, of the mortgage records in the Office of the Judge of Probate of Shelby County, Alabama, and which mortgage was duly transferred and assigned to Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee for Verus Mortgage Trust 1A, its successors and assigns, notice is hereby given that, pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry to the highest bidder for cash in front of the Main Street entrance to the Shelby County Courthouse at Columbiana, Alabama, during the legal hours of sale on September 18, 2026, the following described real estate, situated in Shelby County, Alabama, to-wit:
LOT 158, ACCORDING TO THE AMENDED MAP OF OLD IVY SUBDIVISION PHASE 1, BEING A RESURVEY OF PORTIONS OF LOTS 22-32, TRACT FIFTY ONE SUBDIVISION, PARCEL “B”, AS RECORDED IN MAP BOOK 11, PAGE 26, AS SAID AMENDED MAP IN RECORDED IN DOCUMENT NUMBER 20051026000557920 AND MAP BOOK 36, PAGE 5-A AND 5-B, IN THE PROBATE OFFICE OF SHELBY COUNTY, ALABAMA.
TOGETHER WITH RESERVATIONS, CONDITIONS, POWERS OF ATTORNEY, EASEMENTS, OPTIONS, COVENANTS, AGREEMENTS, LIMITATIONS ON TITLE AND ALL OTHER PROVISIONS CONTAINED IN OR INCORPORATED BY REFERENCE INTO THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR OLD IVY SUBDIVISION RECORDED IN INSTRUMENT 20051104000574530 AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AS RECORDED IN INSTRUMENT 20120504000157040, IN THE PROBATE OFFICE OF SHELBY COUNTY, ALABAMA, IN THE BY-LAWS, IN ANY INSTRUMENTS CREATING THE ESTATE OR INTEREST AND IN ANY OTHER INSTRUMENT REFERRED TO IN ANY OF THE INSTRUMENTS AS
AFORESAID.BEING ALL AND THE SAME LANDS AND PREMISES CONVEYED TO SIMON SHTERENSIS BY MORDECHAI SHTERENSIS AND OSNAT SHTERENSIS, A MARRIED COUPLE IN A QUITCLAIM DEED DATED 04/27/2025 AND RECORDED 05/12/2025 IN DEED INSTRUMENT NO. 20250512000142820 IN THE LAND RECORDS OF SHELBY COUNTY, ALABAMA.
This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate of the county where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied, as to condition, title, use, and/or enjoyment, and will be sold subject to the right of redemption of all parties entitled thereto.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
The successful bidder must tender full funds at the conclusion of the sale in the form of a certified check made payable or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.
Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded. Padgett Law Group reserves the right to award the bid to the next highest bidders
should the highest bidder fail to timely tender the total amount due.
Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as trustee for Verus Mortgage Trust 1A
PADGETT LAW GROUP
6267 Old Water Oak Road,
Ste. 203
Tallahassee, FL 32312
Shelby County Reporter:
Aug. 23, 30 and Sept. 6, 2026
26-002299