PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE

Default having been made in the payment of the indebtedness described in and secured by that certain mortgage executed by Mary Allison Gross, AKA Allison Poskey and Richard Ralph Gross Jr, as Mortgagors to America’s First Federal Credit Union as Mortgagee, dated March 8, 2024, and recorded as Instrument Number: 20240315000072540 in the records in the office of the Judge of Probate of Shelby County, Alabama. Said default continuing, notice is hereby given that the undersigned will, under and by virtue of the power of sale contained in said mortgage sell at public outcry for cash to the highest bidder during the legal hours of sale on the 3rd day of December 2026, at the Main entrance of the Shelby County Courthouse in Columbiana, Alabama the following described real property situated in Shelby County, Alabama, to-wit:

The following described real estate situated in Shelby County, Alabama to-wit:

Lot 32, according to the Survey of Union Station, Phase I, as recorded in Map Book 41, Page 41, in the Probate Office of Shelby County, Alabama.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.

Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.

America’s First Federal Credit Union
Margaret C. Philips
Attorney for Mortgagee
1200 4th Avenue North
Birmingham, AL 35203
(205) 320-4021

Shelby County Reporter:
Nov. 8, 15 and 22, 2026
FC/GROSS