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11/8/2026
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PUBLIC NOTICE
PUBLICATION DATES:
November 8, 2026, November 15, 2026, November 22, 2026
NEWSPAPER:
Shelby County Reporter
NOTICE OF FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Mintrel D Martin and Kimberly R Martin, husband and wife, to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Homebridge Financial Services Inc., its successors and assigns, on April 19, 2025, said mortgage being recorded in the Office of the Judge of Probate of Shelby County, Alabama, on April 29, 2025, as Document Number 20250429000126540. Wilmington Savings Fund Society, FSB, not in its individual capacity but Soley as Indenture Trustee for Saluda Grade Alternative Mortgage Trust 2025-LOC4, its successors and assigns, the current holder, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Shelby County Courthouse, in Columbiana, Alabama, on December 11, 2026, during the legal hours of sale, the following described real estate, situated in Shelby County, Alabama, to-wit:
SITUATED IN THE COUNTY OF SHELBY AND STATE OF ALABAMA. LOT 2025, ACCORDING TO THE SURVEY OF HIGHLAND LAKES, 20TH SECTOR, PHASE 2, AMENDED, AN EDDLEMAN COMMUNITY, AS RECORDED IN MAP BOOK 33, PAGE 104, IN THE PROBATE OFFICE OF SHELBY COUNTY, ALABAMA. BEING SITUATED IN SHELBY COUNTY, ALABAMA. TOGETHER WITH NONEXCLUSIVE EASEMENT TO USE THE PRIVATE ROADWAYS, COMMON AREA ALL AS MORE PARTICULARLY DESCRIBED IN THE DECLARATION OF EASEMENTS AND MASTER PROTECTIVE COVENANTS FOR HIGHLAND LAKES, A RESIDENTIAL SUBDIVISION, RECORDED IN INSTRUMENT NO. 1994-07111 AND AMENDED IN INSTRUMENT NO.1996-17543 AND FURTHER AMENDED IN INSTRUMENT NO. 1999-31095, IN THE PROBATE OFFICE OF SHELBY COUNTY, ALABAMA, AND THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR HIGHLAND LAKES, A RESIDENTIAL SUBDIVISION 20TH SECTOR PHASE 2, RECORDED IN INSTRUMENT NO.20040728000419410, IN THE PROBATE OFFICE OF SHELBY COUNTY, ALABAMA (WHICH TOGETHER WITH ALL AMENDMENTS THERETO, IS HEREINAFTER COLLECTIVELY REFERRED TO AS THE “DECLARATION”) SOURCE OF TITLE: INSTRUMENT NO. 20180406000115400.
More commonly known as: 1042 Highland Park Pl, Birmingham, AL 35242
This Property will be sold on an “as is, where is” basis, without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. The successful bidder must tender certified funds by noon the next business day to Law Office of Halliday, Watkins & Mann, P.C. Certified funds must be in the form of a wire transfer, bank or credit union’s cashier’s check, or bank official check payable to Halliday, Watkins & Mann, P.C. Halliday, Watkins & Mann, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. If sale is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser and the Mortgagee/Transferee shall not be liable to the purchase for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the deposit and bid amount, if paid. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed.
Wilmington Savings Fund Society, FSB, not in its individual capacity but Soley as Indenture Trustee for Saluda Grade Alternative Mortgage Trust 2025-LOC4, its successors and assigns (“Transferee”)
Halliday, Watkins & Mann, P.C.
3000 Riverchase Galleria, Suite 705
Birmingham, AL 35244
Phone: (801) 355-2886
Shelby County Reporter:
Nov. 8, 15, and 22, 2026
AL25022/MARTIN
PUBLICATION DATES:
November 8, 2026, November 15, 2026, November 22, 2026
NEWSPAPER:
Shelby County Reporter
NOTICE OF FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Mintrel D Martin and Kimberly R Martin, husband and wife, to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Homebridge Financial Services Inc., its successors and assigns, on April 19, 2025, said mortgage being recorded in the Office of the Judge of Probate of Shelby County, Alabama, on April 29, 2025, as Document Number 20250429000126540. Wilmington Savings Fund Society, FSB, not in its individual capacity but Soley as Indenture Trustee for Saluda Grade Alternative Mortgage Trust 2025-LOC4, its successors and assigns, the current holder, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Shelby County Courthouse, in Columbiana, Alabama, on December 11, 2026, during the legal hours of sale, the following described real estate, situated in Shelby County, Alabama, to-wit:
SITUATED IN THE COUNTY OF SHELBY AND STATE OF ALABAMA. LOT 2025, ACCORDING TO THE SURVEY OF HIGHLAND LAKES, 20TH SECTOR, PHASE 2, AMENDED, AN EDDLEMAN COMMUNITY, AS RECORDED IN MAP BOOK 33, PAGE 104, IN THE PROBATE OFFICE OF SHELBY COUNTY, ALABAMA. BEING SITUATED IN SHELBY COUNTY, ALABAMA. TOGETHER WITH NONEXCLUSIVE EASEMENT TO USE THE PRIVATE ROADWAYS, COMMON AREA ALL AS MORE PARTICULARLY DESCRIBED IN THE DECLARATION OF EASEMENTS AND MASTER PROTECTIVE COVENANTS FOR HIGHLAND LAKES, A RESIDENTIAL SUBDIVISION, RECORDED IN INSTRUMENT NO. 1994-07111 AND AMENDED IN INSTRUMENT NO.1996-17543 AND FURTHER AMENDED IN INSTRUMENT NO. 1999-31095, IN THE PROBATE OFFICE OF SHELBY COUNTY, ALABAMA, AND THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR HIGHLAND LAKES, A RESIDENTIAL SUBDIVISION 20TH SECTOR PHASE 2, RECORDED IN INSTRUMENT NO.20040728000419410, IN THE PROBATE OFFICE OF SHELBY COUNTY, ALABAMA (WHICH TOGETHER WITH ALL AMENDMENTS THERETO, IS HEREINAFTER COLLECTIVELY REFERRED TO AS THE “DECLARATION”) SOURCE OF TITLE: INSTRUMENT NO. 20180406000115400.
More commonly known as: 1042 Highland Park Pl, Birmingham, AL 35242
This Property will be sold on an “as is, where is” basis, without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. The successful bidder must tender certified funds by noon the next business day to Law Office of Halliday, Watkins & Mann, P.C. Certified funds must be in the form of a wire transfer, bank or credit union’s cashier’s check, or bank official check payable to Halliday, Watkins & Mann, P.C. Halliday, Watkins & Mann, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. If sale is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser and the Mortgagee/Transferee shall not be liable to the purchase for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the deposit and bid amount, if paid. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed.
Wilmington Savings Fund Society, FSB, not in its individual capacity but Soley as Indenture Trustee for Saluda Grade Alternative Mortgage Trust 2025-LOC4, its successors and assigns (“Transferee”)
Halliday, Watkins & Mann, P.C.
3000 Riverchase Galleria, Suite 705
Birmingham, AL 35244
Phone: (801) 355-2886
Shelby County Reporter:
Nov. 8, 15, and 22, 2026
AL25022/MARTIN