PUBLIC NOTICE MORTGAGE FORECLOSURE SALE
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11/8/2026
shelbycountyreporter.com
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PUBLIC NOTICE
MORTGAGE
FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by William J. Sargent and Candace K. Sargent husband and wife, originally in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Stearns Lending, Inc., on April 18, 2013, said mortgage recorded in the Office of the Judge of Probate of Shelby County, Alabama, in Instrument Number 20130429000174560; with loan modification agreement recorded June 11, 2015 in Instrument Number 20150611000195630; Order reforming legal description recorded in Instrument Number 20190114000014770; Affidavit of Fact recorded in Instrument Number20251021000322720; the undersigned US Bank Trust National Association, not in its individual capacity but solely as owner trustee for VRMTG Asset Trust, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Columbiana, Shelby County, Alabama, on December 4, 2026, during the legal hours of sale, all of its rights, title, and interest in and to the following described real estate, situated in Shelby County, Alabama, to-wit: Lot 55, according to the Map and Survey of Chandalar South, First Sector, as recorded in Map Book 5, Page 106, in the Probate Office of Shelby County, Alabama.. Property street address for informational purposes: 2596 Chandalar Lane , Pelham, AL 35124. THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender certified funds in the amount of the winning bid made payable to Tiffany & Bosco, P.A. at the time and place of the sale. The sale will be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) final confirmation with the Mortgagee/Transferee, and if applicable, (3) collection of purchaser information needed to comply with the reporting requirements under the Financial Crimes Enforcement Network’s Residential Real Estate Reporting Rule (31 C.F.R. Part 1031) and reimbursement of any fees and expenses incurred as a result of the collection of such information. The Mortgagee/Transferee and Tiffany & Bosco, P.A shall not be liable for any damages whatsoever. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the bid amount. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. US Bank Trust National Association, not in its individual capacity but solely as owner trustee for VRMTG Asset Trust, (“Transferee”) Tiffany & Bosco, P.A., 2501 20th Place South, Suite 300, Homewood, AL 35223 www.tblaw.com TB File Number: 24-07235-SM-AL
Shelby County Reporter:
Nov. 8, 15, 22 and 29, 2026
26-00400
MORTGAGE
FORECLOSURE SALE
Default having been made in the payment of the indebtedness secured by that certain mortgage executed by William J. Sargent and Candace K. Sargent husband and wife, originally in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Stearns Lending, Inc., on April 18, 2013, said mortgage recorded in the Office of the Judge of Probate of Shelby County, Alabama, in Instrument Number 20130429000174560; with loan modification agreement recorded June 11, 2015 in Instrument Number 20150611000195630; Order reforming legal description recorded in Instrument Number 20190114000014770; Affidavit of Fact recorded in Instrument Number20251021000322720; the undersigned US Bank Trust National Association, not in its individual capacity but solely as owner trustee for VRMTG Asset Trust, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Columbiana, Shelby County, Alabama, on December 4, 2026, during the legal hours of sale, all of its rights, title, and interest in and to the following described real estate, situated in Shelby County, Alabama, to-wit: Lot 55, according to the Map and Survey of Chandalar South, First Sector, as recorded in Map Book 5, Page 106, in the Probate Office of Shelby County, Alabama.. Property street address for informational purposes: 2596 Chandalar Lane , Pelham, AL 35124. THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender certified funds in the amount of the winning bid made payable to Tiffany & Bosco, P.A. at the time and place of the sale. The sale will be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) final confirmation with the Mortgagee/Transferee, and if applicable, (3) collection of purchaser information needed to comply with the reporting requirements under the Financial Crimes Enforcement Network’s Residential Real Estate Reporting Rule (31 C.F.R. Part 1031) and reimbursement of any fees and expenses incurred as a result of the collection of such information. The Mortgagee/Transferee and Tiffany & Bosco, P.A shall not be liable for any damages whatsoever. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the bid amount. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. US Bank Trust National Association, not in its individual capacity but solely as owner trustee for VRMTG Asset Trust, (“Transferee”) Tiffany & Bosco, P.A., 2501 20th Place South, Suite 300, Homewood, AL 35223 www.tblaw.com TB File Number: 24-07235-SM-AL
Shelby County Reporter:
Nov. 8, 15, 22 and 29, 2026
26-00400